RATES & Commonly asked questions

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Like many specialty providers, I do not currently participate in any in-network insurance plans. Paying out-of-pocket or using out-of-network benefits is a great option for people who want maximum privacy, confidentiality, and flexibility.

53 minutes therapy/EMDR session

$220

Ellen Honsa, PsyD, LP
Clinical Psychologist & Practice Owner

 FAQs

  • In some cases you may be eligible to use out-of-network insurance benefits. You will be responsible for paying for each session in full at time of appointment. ​

    I work with Mentaya, a platform that helps clients get money back on out-of-network therapy sessions. If you have out-of-network benefits, Mentaya will file claims and handle the insurance paperwork to make sure you get reimbursed. This service will be provided at no cost to you.

    Note: Mentaya's goal is to save you time and money. It's completely optional, and as your therapist I do not benefit in any way from your participation.

  • You can use the out-of-network reimbursement calculator (BELOW!) to get an individualized estimate of what your costs will be using your out-of-network benefits!

    If you have out-of-network benefits, they typically will reimburse you for 60-80% of the cost of each session.

    If you’d like, I will submit claims to your insurance company on your behalf via Mentaya.

  • Your out-of-network benefits are usually pretty straightforward to use. To make things even simpler for you, I’ve partnered with a company, Mentaya, who will submit your claims to your insurance company at no cost to you.

    Should you decide to submit on your own, most insurance companies have you upload your monthly superbill online (it’ll be sent to you on the 1st of each month) and then they will mail you a check with your reimbursement.

    It’s always a good idea to call the number on the back of your health insurance card listed under Member Services.

    You can ask them the following questions:

    • Do I have out-of-network outpatient mental health coverage? Am I able to use these benefits for telehealth?

    • What is my out-of-network deductible?

    • How much of my deductible has been met this year?

    • Do I need a referral from an in-network provider to see someone out-of-network?

    • What percentage of outpatient psychotherapy sessions are covered per session?

    • How much will I be reimbursed for a 45 minute psychotherapy session (CPT code: 90834)?

    • How do I submit claim forms for reimbursement?

    • How long does it take for me to receive reimbursement?

  • No, therapists can only provide services in the states they are licensed. I am licensed under PsyPact, allowing me to see clients in the following states:

    • Alabama

    • Arizona

    • Arkansas

    • Colorado

    • Connecticut

    • Delaware

    • District of Columbia (Washington DC)

    • Florida

    • Georgia

    • Idaho

    • Illinois

    • Indiana

    • Kansas

    • Kentucky

    • Maine

    • Maryland

    • Michigan

    • Minnesota

    • Mississippi

    • Missouri

    • Nebraska

    • Nevada

    • New Hampshire

    • New Jersey

    • North Carolina

    • North Dakota

    • Ohio

    • Oklahoma

    • Pennsylvania

    • Rhode Island

    • South Carolina

    • South Dakota

    • Tennessee

    • Texas

    • Utah

    • Vermont

    • Virginia

    • Washington

    • West Virginia

    • Wisconsin

    • Wyoming

    *For more information, please see: https://psypact.gov/mpage/psypactmap

  • Yes, I reserve a limited number of sliding scale spots in my schedule. If you do not think you can afford my full fee, please don’t hesitate to contact me.

    If I’m unable to offer you a sliding scale spot, I’d be happy to offer referrals to trusted clinicians in the area.

  • We understand that life can sometimes be unpredictable.

    We ask for 24 hours notice if you need to cancel. You will be charged $100 if an appointment is missed or canceled late.

  • Payments are accepted in the form of e-transfer.

    We accept credit, debit, paypal, and venmo.

    We also accept HSA and FSA.

  • Payment is dye at the start of the session.

  • You have the right to receive a “Good Faith Estimate” explaining how much your medical care will cost. This will be provided prior to starting therapy/testing when you complete all necessary paperwork!

    • If you receive a bill that is at least $400 more than your Good Faith Estimate, you can dispute the bill.

We have partnered with Mentaya to help clients use their out-of-network benefits to save money on therapy. Use this tool below to see if you qualify for reimbursement for my services.